How to Talk to an Insurance Adjuster after a Car Accident in New Jersey

It is important to be mindful of what you say, especially to an insurance company, in the aftermath of a serious car accident. Accidentally or inadvertently accepting responsibility or taking the blame for a crash may affect the amount of compensation that may be available to you. That is why anyone who is seriously injured in a New Jersey auto accident would be well-advised to speak with an experienced personal injury attorney before discussing their case with the insurance companies involved. This is the conclusion of our three-part series discussing what you should do after you are involved in a car accident in New Jersey.

There are several steps you can take while speaking to an adjuster that could help prevent you from making mistakes that could jeopardize your claim. When speaking to an adjuster, you may want to request that your conversation is not taped. Without a lawyer present, speaking on the record could be a mistake that comes back to hurt you. If an adjuster requests a medical release, it would be in your best interest to refuse that request. It is common for these medical releases to be connected to your entire medical history and not just your condition that resulted from the accident in question.

There are signs you should look out for that may indicate that an insurance adjuster plans on refusing you payment. If the adjuster is avoiding you and does not return your calls, you should be concerned. If the adjuster does not want to put anything in writing, you also may have a problem.

Remember that insurance companies are highly profitable corporations. To remain that way, they often find ways to refuse claims and dismiss cases. Before speaking with the insurance company involved with your car accident, please contact a New Jersey personal injury attorney at Lependorf & Silverstein by calling 609-240-0040 to discuss your claim. Our knowledgeable and skilled lawyers have successfully fought insurance companies on behalf of injured clients in New Jersey for many years.