Uninsured motorists cannot sue for personal injuries suffered in an accident, even if they were a passenger in their own vehicle, according to a recent ruling by the New Jersey Supreme Court. The Star-Ledger reports that under the recent ruling, uninsured passengers may not pursue compensation for the personal injuries they have suffered either, if they are the registered owner for a vehicle that does not carry auto insurance. However, the law still maintains that if a person is uninsured but does not own an automobile, they can file a lawsuit. Before this decision by the Supreme Court, it was unclear if uninsured passengers were allowed to seek compensation for their injuries. The intention of the law is to force all motorists, whether they are driving or not at the time of the New Jersey car accident, to have adequate auto insurance coverage.
All registered vehicles in New Jersey require insurance coverage. Auto insurance coverage options usually include liability insurance, personal injury protection (PIP) and uninsured motorist coverage (UIM). Liability insurance covers vehicle damage, personal injury protection covers medical bills, and uninsured motorist coverage offers protection in case of a car crash with someone who does not have insurance or who has inadequate insurance coverage.
When someone suffers a serious injury in a car accident, they would be well-advised to seek legal guidance from a skilled New Jersey car crash attorney. Injury law can be complicated and it is never easy to deal with an insurance company. An experienced lawyer can protect the rights of the victim while pursuing fair compensation for the damages suffered.
The knowledgeable lawyers of Lependorf & Silverstein serve all of New Jersey. Let us help you get the compensation you need for medical bills, time away from work, and financial compensation for the pain and suffering you have endured as the result of the negligent actions of another. Call us at 609-240-0040 if you or a loved one has been injured in a car accident in New Jersey.