Injured workers in New Jersey can seek compensation for a temporary disability that would keep them from working for a limited time. New Jersey workers’ compensation provides support for medical treatments, wage loss, and disability compensation to workers who have suffered an injury or illness – whether they have suffered a temporary or a permanent disability as a result of a workplace injury.
But do you know if your injury qualifies as a disability in New Jersey?
A temporary disability is one that prevents a sick or injured employee from returning to work for a limited amount of time. For example, you can seek temporary disability benefits if you have sustained bone fractures, torn ligaments, hand injuries, strains, or short-term ailments following a complicated medical treatment or surgery.
Workers who are disabled for a period of more than seven days may receive temporary total benefits. Temporary total disability benefits in New Jersey can cover 70 percent of the wages lost as long as it does not exceed 75 percent of the Statewide Average Weekly Wage or fall below the minimum rate of 20 percent. These benefits typically stop when the worker is released to return to work, even if he or she can only return in a limited capacity.
The process of filing for workers’ compensation can be a complicated process. You will have to notify your employer about your injury. Your employer then has 30 days to report to the company’s workers’ compensation insurance carrier. The insurance agent will then complete a First Report of Injury form and submit it to the New Jersey Department of Labor and Workforce Development Division of Workers’ Compensation. You will then have to wait to hear if your claim has been approved or denied.
Workers who have their claim denied have the right to appeal the decision. It is relatively common for New Jersey workers’ compensation cases to become contentious and for the injured worker to feel mistreated. This is why many workers find it necessary to receive guidance from an experienced New Jersey personal injury lawyer as they file for compensation or appeal the decision of an insurance provider.